1 Hospital Bills

What are Your Financial Needs?

1. Hospital Bills / Dread Diseases Coverage

Life is full of risks but your healthcare shouldn’t be one of them. Today, with longer life expectancy and the ever-increasing cost of medical treatments, you need to ensure you have sufficient medical coverage.

What are Your Financial Needs?

2. Income Protection

Our fast-paced and demanding lifestyles have led to a significant increase in the number of illnesses and diseases. Additionally, when long term recovery is required, your income may also be affected. Protect your health, your income and your family today.
2 Income Protection
3 Financial Planning

What are Your Financial Needs?

3. Financial Planning

Rainy days, dream holidays, kids’ education, retirement – whatever you’re saving up for, it’s important that you have the right plan to start growing your nest. Make your money work harder for you with our wide range of financial saving tools and maximise your potential returns with our investment plans.

What are Your Financial Needs?

4. Will/ Wasiat Writing

Life is full of uncertainties. Protect your loved ones by properly allocating and distributing your assets for when you are no longer with them. However, planning will be needed to distribute your assets whether its a car, house or savings in your bank.
4 Will

What are Your Financial Needs?

5. Legacy Planning

Just as with writing a will, it’s important to start planning your legacy early so that when the time comes, your affairs are in order. We provide advice on how best to prepare your legacy and assist with any question or special requests that might come up. Our solutions guides you toward reaching a level of financial security that will both give you a comfortable life and allow you to leave wealth as a part of your legacy.

What are Your Financial Needs?

6. Takaful / Hibah Planning

Hibah is a very simple but yet powerful tool that can be used in estate planning. Hibah simply means gift; a gift to someone we love or someone that is close to us. Unlike waqf, anyone can be a recipient of hibah and no conditions are attached. Hibah comes into play when the rules of faraid and wasiat have not addressed special circumstances of the client. Islam also recognizes individual ownership and the need to provide for one’s heirs in the event of one’s demise. In this respect both wasiat and hibah are devices that you can use to provide for the distribution of your estate upon your death. Deciding whether a wasiat or hibah best fits your needs depends on your circumstances.
6 Takaful
7 Corporate Solutions

What are Your Financial Needs?

7. Corporate Solutions

With our strong financial position and expertise in group insurance, We can tailor comprehensive and effective solutions to you. We aim to help you satisfy the diverse protection needs of your employees, so as to support your company achieve great success.With our comprehensive employee benefits, you can easily attract and retain talent, and build a healthy and motivated team at an affordable cost.

What are Your Financial Needs?

8. Mortgage / Debt Cancellation Planning

You are ready to buy your dream home. Congratulations! It’s a big move and one of the key decisions you will likely make is which home loan best suits your needs. With our range of partners from local and foreign banks, you can choose the most competitive solution that can finance your dream home! However, getting a loan means you are committing a long term instalment and it might affect your loved ones when you are not around. Our solution can tailor to that risk and make sure that no debt will affect your loved ones upon sickness or your demise.
8 Mortgage